When Insurance Won’t Pay What Your Car Is Worth Flume Automotive Can Help

We’ve all heard the stories or maybe you’ve lived one yourself. You’re in an accident, or your vehicle gets totaled, and the insurance company sends back an offer that feels… low. Too low.

You know your car’s worth more. But the adjuster is sticking to their number. What now?

This is where Flume Automotive Network can step in and help.

The Problem: Insurance Doesn’t Always Reflect Real-World Value

Insurance companies rely on formulas, average depreciation rates, and internal systems to calculate what they think your car is worth. But those numbers don’t always reflect what it would actually cost to replace your vehicle today.

That’s the key: repurchase value—the real-world cost of replacing your vehicle with another one that’s comparable in condition, mileage, features, and local availability.

The Solution: Get a Professional Vehicle Appraisal

At Flume Automotive Network, we offer independent, third-party appraisals that focus on your car’s true value not just a formula.

Our appraisal includes:

• A detailed report showing comparable vehicle listings and recent sales

• Market-specific research (not just national averages)

• Clear documentation you can submit to your insurance company

• Guidance on how to use the appraisal to request a better payout

We’ve worked with individuals, attorneys, estate managers, and business owners across Boerne, San Antonio, and the wider Texas Hill Country. Whether it’s a personal car, a fleet vehicle, or something unique we know how to get the value right.

Why an Appraisal Matters

If you’re disputing a claim or dealing with a total loss situation, most insurance policies give you the right to get an independent appraisal. Submitting this can help you:

• Negotiate a better settlement

• Provide supporting evidence for your case

• Ensure you’re not out of pocket when replacing your vehicle

And beyond insurance claims, our appraisals are also helpful for:

• Estate settlements

• Divorce proceedings

• Business asset evaluations

• Trade-in comparisons

Don’t Settle for Less

If your insurance company is undervaluing your vehicle, don’t settle for less than it’s worth. Reach out to Flume Automotive Network and let us provide a clear, honest, and professional appraisal so you can move forward with confidence.

📍 Local service based in Boerne, TX
📞 210-380-6094
📩 We make it easy to start just send us some photos, VIN, mileage, and your claim situation.

Need help right now? Contact us for a fast, no-pressure consultation. We’re here to help you get the value you deserve.